Renewal guides
Two guides to the end of a mortgage term. Both cite the regulation or agency page behind each point.
The renewal statement, line by line
The information a federally regulated lender must disclose before renewal, when it must arrive, and what happens if the lender will not renew.
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Moving your mortgage at renewal
Fees FCAC lists for moving a mortgage at renewal, when a new insurance premium can apply, collateral charges, and OSFI's position on qualifying rates for straight switches.
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